Every FDIC-insured bank branch in Effingham County, Illinois as of June 30, 2025. County land area: 479 square miles, 4.4 branches per 100 sq mi.
| Institution | Branches | Deposits |
|---|---|---|
| Dieterich Bank | 5 | $550.6M |
| Midland States Bank | 3 | $933.5M |
| Teutopolis State Bank | 2 | $291.3M |
| Crossroads Bank | 2 | $184.4M |
| Washington Savings Bank | 2 | $325.3M |
| First Mid Bank & Trust, National Association | 2 | $78.5M |
| First State Bank of Beecher City | 1 | $92.6M |
| Bank of Hillsboro, National Association | 1 | $27.3M |
| Peoples Bank & Trust | 1 | $42.6M |
| First National Bank of Waterloo | 1 | $19.7M |
| Fifth Third Bank, National Association | 1 | $78.7M |