About the institution. Morganton Savings Bank, S.S.B. is identified by FDIC certificate number 30434. The headquarters address shown (100 S King St, Morganton, North Carolina) is the branch with the lowest internal unique number — typically the institution's main office. For multi-state institutions, this is its legal HQ, which may differ from the corporate brand's perceived home (e.g., several brands consolidate to a Delaware or Ohio charter).
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